It’s that time of year—open enrollment for health coverage starts October 15. As someone who guides clients through major life transitions, I know just how important it is to look ahead, especially since healthcare can become one of the biggest retirement expenses. Now is the ideal moment to sit down and review your medical bills, copays, premiums, and out-of-pocket costs to see if your plan still meets your needs. Pay extra attention to your list of prescriptions, since covered medications and pricing tiers can change each year—these shifts can really impact your bottom line. Also, take a closer look at any extra plan perks: if you’re not using benefits like a gym membership, there may be more cost-effective options out there. And if you’re planning a move or expect to spend time out of state by 2027, remember that healthcare networks vary, which could affect your access to care. Planning ahead brings peace of mind—something I always aim to deliver in both home and life decisions.
Leave a Reply